FULL-CYCLE MERCHANT CASH ADVANCE SOFTWARE

Your MCA operation is breaking under volume—and it’s costing you deals

Your inbox, your CRM, your ACH portal, your spreadsheets—they don't talk to each other. Onyx IQ replaces your entire lending stack so you can fund more deals, enforce credit policy, and see your portfolio in real time.

Fund more deals without adding headcount
Enforce underwriting rules automatically
Track payments and failures in real time
Automate collections before issues escalate

0 %

real-time visibility

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faster underwriting time

0 x

more deals funded with the same team

Funding multiple deals a day through brokers or ISOs

Running a team of underwriters, processors, or collectors

Looking to replace a patchwork of tools with one system

Ready to enforce automated credit policy without overseeing every file

Process more volume without hiring anyone new

→ Eliminate bottlenecks at the top of your funnel.

Applications created instantly via OCR and direct submissions. No manual data entry, no file handling, no copy-pasting between systems.

Every deal evaluated the same way, every time

→ Scale without losing underwriting quality.

Custom scorecards and decision logic enforce your credit policy automatically. No drift, no guesswork, no inconsistency between underwriters.

Address problems before they hit your portfolio

→ Recover more, earlier.

Missed payments trigger automated workflows—emails, texts, and next steps happen instantly. Collections start on day one of a problem, not day ten.

Make decisions based on actual data—not delayed reports

→ See your whole book, in real time.

Live dashboards show RTR, payment performance, and portfolio health in real time. Fully audit-ready, zero manual reconciliation.

Process more volume without hiring anyone new

→ Eliminate bottlenecks at the top of your funnel.

Applications created instantly via OCR and direct submissions. No manual data entry, no file handling, no copy-pasting between systems.

Every deal evaluated the same way, every time

→ Scale without losing underwriting quality.

Custom scorecards and decision logic enforce your credit policy automatically. No drift, no guesswork, no inconsistency between underwriters.

Onyx IQ gave us the structure and compliance framework we needed from day one, removing operational friction and elevating the professionalism of the business as we grew.”

Nick Lavoie,

PresidentLavoie Capital

Onyx IQ helped us streamline credit, ACH, and contract workflows into one system and made underwriting faster and more focused using the Scorecard.”

Tasha

Tekfi

We’re handling more volume with the same team, funding more deals, and cutting underwriting time by roughly 30%. Everything now runs in one system instead of spreadsheets, and deals move without stalling.”

Caleigh Toye

liquifyfunding.com