Does Social Credit Scoring Have a Place in SME Lending?
Is social credit scoring a valuable tool for risk analysis? Read this article and discover the potential pros and cons for SME lending.
Onyx IQ blog
Expert insights about modern lending.
- All
- Funding
- Industry Trends
- alternative lending
- News
- alternative funding
- automated funding
- Security
- digital funding
- digital lending
- funding platform
- automated lending
- Uncategorized
- growth vs scaling
- merchant cash advance providers
- 3cs of credit
- APIs
- ach processing
- alternative credit scoring
- alternative financing
- alternative lending market
- alternative lending platform
- alternative lending statistics
- alternative lending; sme funding
- automated underwriting
- business credit
- chatgpt
- commercial lending collections
- credit scorecards
- customizable lending software
- customizable vs out of the box software
- debt settlement
- digital experience
- digital scorecards
- digitan funding
- ecommerce lending
- financial technology
- fintech
- fraud detection
- funding reputation
- lending collections
- lending technology
- loan management platform
- loan management software
- merchant cash advance business opportunity
- merchant cash advance example
Onyx IQ
Feb 13, 2026
Top Merchant Cash Advance Stories: Q3 2023
With new state regulations and guidance from the CFPB, the MCA industry is changing rapidly. Check out the top stories from Q3 2023.
Onyx IQ
Feb 13, 2026
9 Funding Tools and Solutions MCA Funders Should Be Using
Forget about paperwork and tedious manual tasks. Streamline and fortify your MCA funding business with these 9 tech tools and solutions.
Onyx IQ
Feb 13, 2026
Top Merchant Cash Advance Stories: Q1 2024
Legal debates. Fresh disclosure laws. Booming business figures for MCA providers. Discover the latest merchant cash advance trends and events of Q1...
Onyx IQ
Feb 13, 2026
Executive Interview Series: Merit Business Funding’s Dave Shollock
Discover the future of small business financing with Dave Shollock, a leader at the crossroads of traditional banking and alternative funding.
Onyx IQ
Feb 13, 2026
The 5 Biggest Merchant Cash Advance Stories of 2023
/merchant-cash-advance-stories-2023
Onyx IQ
Feb 13, 2026
Benefits of a “Win-Win” Approach to MCA Deals
Read this article to discover what a "win-win" approach to MCA deals looks like, and how it benefits both merchants and MCA providers.
Onyx IQ
Nov 21, 2025
E-Commerce and Merchant Cash Advances: An Overview for Lenders
The e-commerce SME lending market is rapidly growing. This article will help those merchant cash advance funders looking to serve this niche.
Onyx IQ
Nov 21, 2025
Top Merchant Cash Advance Stories: Q4 2024
Onyx IQ catches you up on the biggest MCA stories from Q4 2024, from Lindell’s lawsuits and NJ’s reform efforts to SBA advisory council updates and...