Lending Regulation Spotlight: Merchant Cash Advance
Read this article and discover some recent updates to MCA lending regulation, including new laws in New York, Utah, Virginia, and California.
Onyx IQ blog
Explore insights on lending operations, automation, underwriting workflows, and portfolio management from the Onyx IQ team.
- All
- Merchant Cash Advance (MCA)
- Compliance & Regulatory Lending
- Lending Operations Automation
- FinTech & Lending Technology
- Credit & Risk Management
- Underwriting Automation
- Scaling Lending Operations
- Servicing & Collections
- Commercial Lending
- Portfolio Management
- Broker & Deal Flow Management
- Capital & Funding Operations
- Loan Origination
- Syndication & Investor Management
Onyx IQ
Feb 13, 2026
Everything MCA Funders Need to Know About the California Reporting Mandate
Discover key steps for MCA funders to adapt to California’s CCFPL, avoid penalties, and stay on track with annual reporting obligations.
Onyx IQ
Feb 13, 2026
Revenue-Based Finance Coalition: An Overview
Empowering SMEs and MCA funders alike, the Revenue-Based Finance Coalition is crucial to the success of alternative financing. Read on to learn more.
Onyx IQ
Feb 13, 2026
The 5 Biggest Merchant Cash Advance Stories of 2022
Read this article and discover the biggest MCA industry stories from 2022, as well as what we think is in store for merchant cash advance in 2023
Onyx IQ
Feb 13, 2026
Top Merchant Cash Advance Stories: Q3 2024
Explore the latest MCA trends from Q3 2024: from big corporate moves, to new market expansions, and regulatory changes affecting SME financing.
Belén Ancurio
Feb 13, 2026
Top Merchant Cash Advance Stories: Q2 2025
Fresh state laws, federal reversals, and SBA surprises. We look at why Q2 was such a turning point for MCA—and how smart funders can lead in this new...
Onyx IQ
Feb 13, 2026
Top Merchant Cash Advance Stories: Q4 2023
Fraud, legal battles, industry shifts and more–explore the top Q4 stories affecting the merchant cash advance and alternative lending landscape.
Onyx IQ
Feb 13, 2026
MCA Disclosure Laws: The Costs of Non-Compliance
Read this article and discover the high stakes of non-compliance with MCA state disclosure laws (plus best practices for safeguarding your business).
Onyx IQ
Feb 13, 2026
The 3 Biggest Merchant Cash Advance Stories of 2024
From developing markets to state laws, relive the biggest MCA moments of 2024. Plus, learn how Onyx IQ can help you capitalize on these shifts in...
Onyx IQ
Feb 13, 2026
Cybersecurity For MCA Funders: What You Need To Know
It's time to get a cybersecurity strategy in place for your MCA funding business; here’s what you need to know.