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Intelligent guardrails
Set parameters that alert
you to declined payments or rising delinquency before risk compounds.
Concentration monitoring
Automatically track overexposure to
specific industries or risk bands to maintain a balanced portfolio.
Data consistency
Lock critical fields like fees and commissions to prevent unauthorized changes and ensure accurate, audit-ready data across the board.
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Live portfolio reporting
Stop waiting for end-of-month reports
Onyx IQ continuously aggregates origination, servicing, and collections data — giving you live insight into how your portfolio is performing, end-to-end, with custom dashboards and automations.
Unified dashboarding
Custom BI & reporting
Automated capital allocation
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Capital allocation without human errors
If you handle your capital stacks manually, you're wasting time and leaving yourself open to human error.
Onyx IQ tracks investor allocations and commissions in real time—accurately and automatically—based on your business rules so you can scale your business while keeping the bar high and without adding headcount.
Real time investor allocation
Automated commissions
Portfolio compliance monitoring
Safeguards for your portfolio's compliance
Keep your portfolio 100% compliant with proactive monitoring and built in safeguards. So you never have to worry about failing an audit, or losing money.
Risk metrics & alerts
White-label contracts, state-specific disclosures
“We highly recommend it to any company looking to streamline their workflow, track payments and syndications, automate underwriting with every type of integration needed, and achieve better results.”
“The ONYX platform has taken my business to the next level of growth. The workflow of this software makes our process seamless. I would recommend ONYX to anyone.”
“I've been using Onyx for the past 7 months and the only thing I would say is SIMPLE!!! I love how easy it is to use and how user friendly it is. They are continuing to evolve with automations but funding functionalities are on point!”
“Onyx IQ gave us the structure and compliance framework we needed from day one, removing operational friction and elevating the professionalism of the business as we grew.”
“Onyx IQ helped us streamline credit, ACH, and contract workflows into one system and made underwriting faster and more focused using the Scorecard.”
“We’re handling more volume with the same team, funding more deals, and cutting underwriting time by roughly 30%. Everything now runs in one system instead of spreadsheets, and deals move without stalling.”
“Onyx IQ is reliable, easy to use, and backed by the most responsive support team we’ve worked with. When issues arise, they’re handled quickly.”