Alternative Lending in 2026
Measuring Success
Track progress across multiple dimensions:
**Financial Performance**
- Portfolio yield and loss rates by product and segment
- Customer acquisition cost trends
- Return on equity and risk-adjusted returns
**Operational Excellence**
- Decision speed and approval rates
- Model accuracy and stability
- System uptime and processing capacity
**Strategic Positioning**
- Market share in target underserved segments
- Partnership ecosystem value and data access
- Regulatory compliance incidents and resolution time
**Impact Metrics**
- Borrowers served who would have been declined under traditional models
- Environmental impact of green finance portfolio
- Model fairness metrics across demographic groups