MCA Disclosure Laws
**Arkansas (AR) â Financial Services Update** {#arkansas-(ar)-â-financial-services-update}
**Where We Are Currently** ActâŻ343 (2025; formerly SB 240) amends AR Credit Reporting Disclosure Act; relevant to small-business credit but *not* a full commercial-financing disclosure law.
**How We Got Here** Signed Mar 20 2025; effect now in place.
**What Funders Need to Know**
Relevant for adverse-action and credit-reporting disclosuresânot confirming full CFDL.
**Official Documents (links)**
- Enrolled Act PDF: Arkansas Act 343 (2025) â Amends Credit Reporting Disclosure Act [arkleg.state.ar.us](http://arkleg.state.ar.us)
- Bill page: Arkansas Legislature â SB 240 (2025) Bill Detail [arkleg.state.ar.us](https://arkleg.state.ar.us/Bills/Detail?chamber=House&ddBienniumSession=2025%2F2025R&id=SB240&utm_source=chatgpt.com)
- Bill summary/status: [LegiScan â AR SB 240 / Act 343 (2025) LegiScan](https://legiscan.com/AR/bill/SB240/2025?utm_source=chatgpt.com)