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MCA Disclosure Laws

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**Kentucky (KY)** {#kentucky-(ky)}

**Where We Are Currently** HB 680 (2025) introduced a commercial-financing disclosure bill; no further action yet.

**How We Got Here** Filed Feb 18 2025; referred to Banking & Insurance.

**What Funders Need to Know** If reintroduced, may require registration and disclosures similar to CA/NY. Monitor for companion bills.

**Official Documents (links)**

  • HB 680 bill page — Kentucky Legislative Research Commission: https://apps.legislature.ky.gov/record/25RS/hb680.html [apps.legislature.ky.gov](https://apps.legislature.ky.gov/record/25rs/hb680.html?utm_source=chatgpt.com)
  • HB 680 text (PDF) — Kentucky Legislature: [https://apps.legislature.ky.gov/recorddocuments/bill/25RS/hb680/orig_bill.pdf apps.legislature.ky.gov](https://apps.legislature.ky.gov/recorddocuments/bill/25RS/hb680/orig_bill.pdf?utm_source=chatgpt.com)
  • Summary — LegiScan: [https://legiscan.com/KY/bill/HB680/2025 LegiScan](https://legiscan.com/KY/bill/HB680/2025?utm_source=chatgpt.com)