Effortless loan syndication.
Total confidence.
With Onyx IQ you have a unified system for syndication - automating deal allocation, payout calculations, and investor reporting in one high-velocity platform.
The unified ledger to manage your capital intelligently
Tracking ownership shouldn’t be a liability. Onyx IQ replaces fragmented controls and manual workarounds with a unified ledger that tracks every cent of capital in, capital out, and management fees automatically.
Capital clarity
Gain real-time visibility into deployable capital across all investors to ensure you are always ready to fund.
Investor dashboard
Provide participants with a dedicated login to view their specific deal lists, portfolio performance, and balances.
Participation control
Set custom participation percentages and management fees per investor on every deal.
Calculated certainty
Every share is calculated down to the penny, based only on funds actually received, ensuring accurate payouts every time.
Virtual wallets & ledgers
Manage syndicator funds through an internal wallet system with a full transaction ledger.
On-demand reporting
Investors have custom dashboards where they can download statements and tax documents at any time, reducing your administrative workload.
Automate investor trust
Syndication on autopilot
Capital, managed intelligently
Create rules to allocate portions of a deal to one or multiple investors in seconds. With automatic allocation there's no room for human error. See exactly how much deployable capital you have across investors at any moment, in real time.
Instant allocation
Real-time capacity
Automated payouts
Manual payout calculations create risk
Every payment is calculated precisely and distributed automatically—giving investors confidence and operators peace of mind. Schedule payouts or trigger ACH transfers automatically when thresholds are met.
Instant view of investors caps
ACH triggers
What lenders say after they switch to Onyx IQ
“We highly recommend it to any company looking to streamline their workflow, track payments and syndications, automate underwriting with every type of integration needed, and achieve better results.”
“The ONYX platform has taken my business to the next level of growth. The workflow of this software makes our process seamless. I would recommend ONYX to anyone.”
“I've been using Onyx for the past 7 months and the only thing I would say is SIMPLE!!! I love how easy it is to use and how user friendly it is. They are continuing to evolve with automations but funding functionalities are on point!”
“Onyx IQ gave us the structure and compliance framework we needed from day one, removing operational friction and elevating the professionalism of the business as we grew.”
“Onyx IQ helped us streamline credit, ACH, and contract workflows into one system and made underwriting faster and more focused using the Scorecard.”
“We’re handling more volume with the same team, funding more deals, and cutting underwriting time by roughly 30%. Everything now runs in one system instead of spreadsheets, and deals move without stalling.”
“Onyx IQ is reliable, easy to use, and backed by the most responsive support team we’ve worked with. When issues arise, they’re handled quickly.”