Reflecting on Q4 2025: Why Fragmentation Strained Lending Ops and How to Fix It for 2026
Q4 exposed the limits of your lending tech stack. Discover why Q1 2026 is the time to transition to a unified, automated loan management system...
Onyx IQ blog
Explore insights on lending operations, automation, underwriting workflows, and portfolio management from the Onyx IQ team.
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- Merchant Cash Advance (MCA)
- Lending Operations Automation
- Compliance & Regulatory Lending
- FinTech & Lending Technology
- Credit & Risk Management
- Underwriting Automation
- Scaling Lending Operations
- Servicing & Collections
- Commercial Lending
- Loan Origination
- Portfolio Management
- Broker & Deal Flow Management
- Capital & Funding Operations
- Syndication & Investor Management
Onyx IQ
Feb 13, 2026
Financing Freelancers: MCAs and the Gig Economy
Gig workers. Freelancers. Independent workers. Read this article and discover the untapped merchant cash advance opportunities of the gig economy.
Onyx IQ
Feb 13, 2026
What Does ChatGPT Have to Say About the MCA Industry?
Read this article to learn what ChatGPT has to say about current trends in the MCA industry. Some of the answers may surprise you…
Onyx IQ
Feb 13, 2026
COVID-19 and the MCA Industry: A Retrospective Analysis
The COVID-19 pandemic forced the merchant cash advance industry to evolve. Read this article and discover how the industry adapted in times of...
Onyx IQ
Feb 13, 2026
Lending Regulation Spotlight: Merchant Cash Advance
Read this article and discover some recent updates to MCA lending regulation, including new laws in New York, Utah, Virginia, and California.
Onyx IQ
Feb 13, 2026
A Funder’s Guide to Managing MCA Defaults
Discover proactive strategies to manage merchant cash advance defaults and protect your profits, all while fostering strong merchant relationships.
Alan Quirk
Feb 13, 2026
How Digital Transformation is Driving Alternative Lending
Effective alternative lending means taking advantage of automation and digitization via the right technology solutions. Read this article to learn...
Onyx IQ
Feb 13, 2026
The Impact of Interest Rate Hikes on SME Lending
Interest rates are on the rise and if you’re a small business lender you need to be prepared. Read more to learn more.
Onyx IQ
Feb 13, 2026
Lending in the Metaverse: What Does the Future Hold?
Discover everything you need to know about the metaverse as it relates to SME lending: opportunities, risks, and what the future holds.
Onyx IQ
Feb 13, 2026
Everything MCA Funders Need to Know About the California Reporting Mandate
Discover key steps for MCA funders to adapt to California’s CCFPL, avoid penalties, and stay on track with annual reporting obligations.