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A Single Ecosystem For All Loan Underwriting Functions

Data-driven automated loan underwriting fully customized to your lending business. Add, view and edit your clients’ information in a single page, to make well-informed and quick decisions.

Onyx IQ’s automated underwriting software can simplify your underwriting with ease, fully customized to your business.

All-in-One View

Onyx IQ’s lending platform gives you a robust underwriting interface with full workflow visibility, including individual loan statuses.

Customize our cloud-based lending software to meet your business needs and position your underwriting stakeholders for accurate and agile risk management.

Improved Loan Decision Making

With Onyx IQ, complicated manual processes are a thing of the past. Onyx IQ’s automated underwriting platform provides a robust interface with full workflow visibility—offering an efficient, holistic and real-time view to keep underwriters focused on the data that matters most. Underwriters have the ability to quickly assess credit criteria, evaluate risks or information gaps, and act on valuable data intelligence.

Improved Risk Management

By adding underwriting automation to your organization’s toolkit, you can marry both speed and accuracy to your dealflow, eliminating inefficiencies as you achieve underwriting excellence at scale. With Onyx IQ, risk is virtually eliminated as underwriters can use real-time data to apply terms—and then quickly move on to the next deal with confidence.

Latest Insights

Discover Onyx IQ Scorecards, a no-code automated underwriting software that delivers real-time, consistent credit decisions and removes 90% of manual work.
I didn’t start OnyxIQ as a tech experiment, I funded it because I was tired of watching good lenders lose time and money to bad software. After twenty years in the trenches of funding and collections, I knew exactly where the bottlenecks were and how much they cost.
In 2026, manual lending becomes a liability. See why lenders are turning to automated lending platforms to scale and reduce risk.

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