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Build Custom Credit Scorecards with Onyx IQ's Decision Engine

The foundation of safe, secure and automated credit decisions. Apply your data, business rules and nuances to highly configurable scorecard models.

Full Workflow Control

Onyx IQ drives efficient and secure credit decisioning models by combining expansive data sources with process customization. We put the tools at your fingertips; you decide your appetite for risk and scoring workflow.

Customized Credit Scoring, Safer Credit Decisions

Adjust Onyx IQ’s business credit scorecards to meet your organization’s process and protocol needs. Automate your evaluations, more effectively qualify borrower profiles, and close more deals — all while simultaneously empowering your lending stakeholders to more quickly and effectively identify serious credit risks. Your sales team will see the difference – and your bottom line will reflect it, too.

Safer Credit Decisions

Onyx IQ’s business credit scorecards will empower your lending stakeholders will more quickly and effectively identify serious credit risks. Your sales team will see the difference – and your bottom line will reflect it, too.

The Power of Automation

Use automation to streamline and even eliminate repetitive evaluation tasks. In doing so, you can free up and position your credit risk team to concentrate on high-value tasks including in-depth analysis, thorough vetting, and delivering at scale. Embrace automation — and gain the ability to make informed decisions promptly while adapting swiftly to evolving market dynamics.

Latest Insights

Automation can do a lot for your merchant cash advance business; but you also need the human touch. Learn how to find the right balance between both.

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